From Pastor to Strategist: Why Adam’s Different From 97% of Agents

Before launching Grundy’s Consultancy, Adam spent over a decade in pastoral and nonprofit leadership. He worked with families, children, and communities through Christian education and youth ministry.

“In ministry, if you make it about yourself, you’ll burn out. If you make it about others, God will provide.”

That same philosophy shapes every client relationship at Grundy’s today.
It’s not about commissions, it’s about calling.

When Adam stepped into financial consulting, he brought with him a mission-first mindset:

• To educate rather than pressure
• To build financial sovereignty for clients, not dependency
• To always, always lead with clarity, not confusion

Let’s get specific.

Indexed Universal Life insurance can be one of the most powerful wealth tools available, but only if it’s structured properly.

The sad truth?
Over 90% of IUL policies are built to maximize agent commission, not client value.

What does that mean in plain terms?

• High death benefit = high premium = high commission
• But for you, the client? That means less cash accumulation, more drag, and greater risk of lapse.

The result is predictable:
Clients lose faith in the strategy.
Policies underperform.
And IULs get a bad reputation they don’t deserve.

Adam saw this firsthand when he started reviewing real policies from other agents.

“I’d look at a family’s statement and think—this didn’t have to be this way. They could’ve had double the cash value if the agent just took a smaller commission.”

When you work with Adam, here’s what changes:

1. Minimum Death Benefit, Maximum Funding
   We structure IULs for accumulation, not inflated death benefits. That means your money works harder for you, not the agent.
2. Education-First Process
   You’ll understand every line item, every option, every tradeoff. No pressure, no mystery, no “just trust me.”
3. Transparent Projections with Historical Context
   We use real, grounded numbers. Not cherry-picked hypothetical scenarios.
4. Ongoing Relationship
   We don’t disappear after the sale. We review, adjust, and optimize your policy as your life evolves.

This isn’t just financial advice. It’s financial discipleship guiding clients with responsibility, long-term vision, and an unshakable commitment to truth.

At Grundy’s Consultancy, our values aren’t just on a poster. They’re in every email, every call, every policy design.

We follow a code rooted in:

• Stewardship — Money is a gift to be managed wisely.
• Legacy — The work we do now should impact your children’s children.
• Wisdom — Education is the foundation of every financial decision.
• Responsibility — We’re accountable for the outcomes we create.
• Transparency — There’s no room for secrets when it comes to your future.

This is why we teach our clients the difference between overfunded IULs and sales-driven policies. Why we walk them through illustrations line by line. Why we only recommend what we would do for our own families.

“If I wouldn’t do it for my wife and kids, I won’t recommend it to you. Period.”

You don’t need a salesman.
You need a strategist.
Someone who understands how to build wealth with purpose, not just chase returns.

Adam’s background in ministry is exactly what makes him different.
He understands that real transformation starts with listening, educating, and serving.

Whether you’re a business owner trying to secure your future or a family looking to build generational wealth, you deserve a plan that puts you first.

 

Ready to experience a different kind of financial conversation?

See how integrity in finance leads to better outcomes